SMS Loans Online
Re-launch!
SmslånOnline.se has been around almost since SMS loans started being offered in 2007 and was registered as a domain name in 2008. Since then, tens of thousands of loans have been facilitated. The focus is, as the name suggests, comparisons of SMS loans for those who need a loan urgently. Now the website is back in a significantly more streamlined and well-updated version that hopefully guides you correctly in the most tedious of times: when money is conspicuously absent.
The lists on the website pull data via APIs and are therefore always updated. Since the lenders themselves provide the information, you should still check all terms before applying for a loan. We make no guarantees. More information about the website.
How to do it
Click on a loan to see details about interest rates, fees, and other conditions, such as whether the loan has direct payment or disbursement on weekends.
Take an SMS loan – compare here first
Compare interest rates and fees for 17 SMS loans below.
Loan: Up to 50000 kr
Duration: 5 - 72 months
Interest: 7.9% - 25.9%
Eff. interest: 9.22% - 32.74%
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Loan: 1000 - 20000 kr
Duration: 3 - 28 months
Interest: 43.5% - 43.5%
Eff. interest: 263.42% - 263.43%
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Loan: 2000 - 70000 kr
Duration: 30 - 365 days
Interest: 44% - 44%
Eff. interest: 12.87% - 236.5%
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Loan: 3000 - 50000 kr
Duration: 1 - 180 months
Interest: 28.45% - 28.45%
Eff. interest: 33.1% - 33.1%
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Loan: 3000 - 30000 kr
Duration: 1 - 180 months
Interest: 42.98% - 42.98%
Eff. interest: 76.8% - 76.8%
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Loan: 1000 - 30000 kr
Duration: 1 - 12 months
Interest: 42.5% - 42.5%
Eff. interest: 57.11% - 637.91%
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Loan: 2000 - 50000 kr
Duration: 20 - 365 days
Interest: 44% - 44%
Eff. interest: 57.4% - 983.6%
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Loan: 10000 - 50000 kr
Duration: 1 - 10 years
Interest: 27.95% - 27.95%
Eff. interest: 31.82% - 31.82%
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Loan: 3000 - 40000 kr
Duration: 1 - 180 months
Interest: 42.98% - 42.98%
Eff. interest: 76.8% - 76.8%
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Loan: Up to 70000 kr
Duration: 0 - 72 months
Interest: 20% - 29%
Eff. interest: 21.94% - 33.18%
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Loan: 1000 - 20000 kr
Duration: 1 - 60 months
Interest: 39% - 39%
Eff. interest: 69.95% - 4568.91%
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Loan: 3000 - 40000 kr
Duration: 1 - 180 months
Interest: 42.98% - 42.98%
Eff. interest: 76.8% - 76.8%
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Loan: 10000 - 50000 kr
Duration: 1 - 10 years
Interest: 27.95% - 27.95%
Eff. interest: 31.82% - 31.82%
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Loan: 2000 - 50000 kr
Duration: 1 - 96 months
Interest: 6.84% - 39.5%
Eff. interest: 8.57% - 289%
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Loan: 1000 - 45000 kr
Duration: 4 - 46 months
Interest: 43.99% - 43.99%
Eff. interest: 54.05% - 54.05%
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Loan: Up to 150000 kr
Duration: 2 - 12 years
Interest: 32% - 32.96%
Eff. interest: 33.83% - 33.83%
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Loan: 2000 - 50000 kr
Duration: 30 - 365 days
Interest: 44% - 44%
Eff. interest: 12.87% - 236.5%
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What is an SMS loan?
Definition
An SMS loan is a small and quick unsecured loan with usually high interest, which often makes it easier to get approved than a larger personal loan.
Fast payout around the clock
The business idea behind SMS loans is to offer an immediate financial solution in urgent situations. The money can be deposited directly into your account – whether it’s day, evening, or weekend.
Loan application without credit check
Many choose SMS loans due to the possibility of borrowing without UC or that applications can be processed despite a registered payment default.
Uses and financial considerations
SMS loans and consumer loans are often used to cover short-term expenses, such as bills, grocery purchases, or buying goods and services. It is important to carefully consider whether a loan is truly necessary, as high interest rates and fees can make repayment challenging. For those with stable finances, an SMS loan can be a smooth solution, while for others, it may be better to wait until they have saved up money.
17 SMS loans currently available on the website
9 simple tips to avoid problems
SMS loans can offer a quick solution in urgent needs, but it is important to handle them with care to avoid financial problems. Here are some practical tips:
- Only borrow if you can pay it back. If you know you cannot repay the loan, you should not apply.
- Repay quickly. Make sure to repay the loan as soon as possible and according to the agreement you made.
- Be cautious with interest-free loans. These loans are usually beneficial only if repaid immediately.
- Check the monthly cost. Be sure to know exactly how much you need to pay each month.
- Don’t rely on loans. Avoid making loans a permanent solution for your living expenses.
- Read all terms carefully. Ensure you understand all terms and what happens if you cannot repay the loan.
- Double-check the total cost. Carefully check what the loan will cost you in total.
- Only borrow small amounts. Since SMS loans can be costly, keep loan amounts low. Loans over 10,000 kronor can quickly become very expensive in the long run.
- Avoid using new loans to pay off old debts. If you already have debts, you should not take new SMS loans to pay them off, as this can worsen your financial situation. Instead, consider other strategies to manage your debts.