Brixo

Brixo

Brixo is a lender offering credit accounts, primarily aimed at individuals with low creditworthiness such as those with payment defaults or low incomes. They have become known for not using UC in their credit checks, making it possible for customers to take loans without negatively affecting their creditworthiness with UC.

Interest Rates and Fees

The interest rate on Brixo's SMS loans is 28.45%, which can be considered relatively low compared to other SMS loans on the market. One of the advantages of Brixo's loan products is that they do not have hidden fees beyond the interest, which can make them attractive to consumers

Loan terms

Loan amount: 3000 - 50000 kr

Duration: 1 - 180 months

Interest: 28.45% - 28.45%

Eff. interest: 33.1% - 33.1%

Age: 18 - 70 years

First loan free: No

Payment remarks accepted: Yes

Setup fee: 0 kr

Administration fee: 0 kr

Invoicing fee: 0 kr

Direct payment: Yes

Weekend payment: No

Revolving credit: Yes

Minimum required annual income: 180000 kr

Representative example

The loan has no fees. The nominal fixed annual interest rate is 28.95% and the effective interest rate is 33.1%. An example loan of 10,000 SEK, repaid with 970 SEK per month over 12 months, has a total cost of 1,640 SEK. Term from 6 to 52 months with maximum initial withdrawal, minimum possible monthly repayment, and no additional withdrawals.

Varning

This is a high-cost credit. If you cannot repay the entire debt, you risk a negative credit record. For support, contact your municipality’s debt advice.

Brixo interest rates and fees

Here is how Brixo compares with other lenders in the comparison.

interest rates

Interest rate
28.45%
Effective interest rate
33.1%

fees

Setup fee
0 kr
Administration fee
0 kr
Invoicing fee
0 kr
Total fees
0 kr

This comparison was made with långivare med en maximal effektiv ränta under 2000%.

The lenders compared with Brixo had interest rates from 2.95% to 44% and effective interest rates from 4.04% to 983.6% and setup fees from 0 kr to 995 kr, administration fees from 0 kr to 375 kr, invoicing fees from 0 kr to 60 kr, and total fees from 0 kr to 1024 kr.

Brixo review

This is a way to provide a quick overview of loans, focusing on factors important for quick loans. The ratings do not guarantee that a loan is the best option for you – they only reflect how the loan performs compared to others.

Minimum effective interest rate5
Administration fee5
Setup fee5
Loan amount3
Minimum annual income2
Direct/Weekend payment3
Average rating3,8