Credifi
Credifi offers SMS loans with quick and easy access to credit, making it particularly suitable for borrowing smaller amounts over short periods. Loans are available around the clock, including nights and weekends.
24/7 Direct Payment
One of the most prominent advantages of Credifi is the ability for direct payment to bank accounts 24/7. This works whether it's a weekday, night, or weekend.
When you apply for a loan with Credifi, you typically receive an immediate response on the screen. If you have an account with one of the major banks like SEB, Nordea, Swedbank, or Handelsbanken, the money is transferred almost
Loan terms
Loan amount: 2000 - 50000 kr
Duration: 30 - 365 days
Interest: 44% - 44%
Eff. interest: 12.87% - 236.5%
Age: 18 - 75 years
First loan free: Yes
Payment remarks accepted: Yes
Setup fee: 730 kr
Administration fee: 60 kr
Invoicing fee: 60 kr
Direct payment: Yes
Weekend payment: Yes
Revolving credit: Yes
Minimum required annual income: 0 kr
Representative example
A loan of 9,500 SEK at an interest rate of 44.00% with a repayment period of ten months (with ten repayments of 1,880 SEK, 1,547 SEK, 1,510 SEK, 1,473 SEK, 1,436 SEK, 1,399 SEK, 1,362 SEK, 1,325 SEK, 1,288 SEK, and 1,251 SEK) and a setup fee of 1,105 SEK, a minimum payment amount of 1,155 SEK, and 600 SEK in invoice fees results in an effective interest rate of 188.16% in total. The total amount to be repaid is 14,670 SEK. The loan term and associated costs may change if the credit is extended.
This is a high-cost credit. If you cannot repay the entire debt, you risk a negative credit record. For support, contact your municipality’s debt advice.
Credifi interest rates and fees
Here is how Credifi compares with other lenders in the comparison.
interest rates
fees
This comparison was made with långivare med en maximal effektiv ränta under 2000%.
The lenders compared with Credifi had interest rates from 2.95% to 44% and effective interest rates from 4.04% to 983.6% and setup fees from 0 kr to 995 kr, administration fees from 0 kr to 375 kr, invoicing fees from 0 kr to 60 kr, and total fees from 0 kr to 1024 kr.