Ferratum
Ferratum is a well-known lender that offers fast and flexible financial solutions, primarily in the form of credit accounts and SMS loans. The company has been around since 2005 and over the years has helped over two million customers gain access to necessary funds quickly and efficiently.
The advantages of Ferratum include a high approval rate, direct payment, and a simple application process without hidden fees. They offer loans without UC, which means that the credit check does not affect your credit rating with UC. Ferratum instead uses Creditsafe for their credit checks.
Direct Payment Evening and Weekend
One of the
Loan terms
Loan amount: 1000 - 45000 kr
Duration: 4 - 46 months
Interest: 22.99% - 22.99%
Eff. interest: 41.18% - 41.18%
Age: 21 - 70 years
First loan free: No
Payment remarks accepted: Yes
Setup fee: 565 kr
Administration fee: 0 kr
Invoicing fee: 0 kr
Withdrawal fee 0 kr
Direct payment: Yes
Weekend payment: Yes
Revolving credit: Yes
Minimum required annual income: 24000 kr
Representative example
Utilized credit of 25,000 SEK for 12 months, total amount to repay 30,958.33 SEK (average 2,580 SEK per month). Effective annual interest rate: 54.05%. Credit account with a variable nominal annual interest rate of 43.9999835%. Other fees: Setup fee 0 SEK.
This is a high-cost credit. If you cannot repay the entire debt, you risk a negative credit record. For support, contact your municipality’s debt advice.