and on weekends, providing unique flexibility compared to other lenders.

Their interest rate is 22.98%, which is somewhat higher than the average for many SMS loans, but in return, they have permissive criteria for approval. Returning customers can easily and quickly withdraw money from their credit line with Flexkontot via Swish, adding further convenience for the user.

Opportunities for Direct Payment during Evenings and Weekends

Flexkontot gives its customers the opportunity to withdraw funds at any time of the day through Swish. This means that even if an application is handled manually during their business hours, customers with an already approved credit can request a payout anytime, including evenings and weekends, which not all lenders offer.

This flexible system at Flexkontot is highly valued among customers who may need access to quick funds. Despite the manual handling of initial credits, the action to withdraw money is fast and adaptable to the customer's needs, regardless of the time.

The Application Process

The application process for Flexkontot's line of credit is relatively simple. Customers fill out an online application form, sign with BankID, and submit their application. A credit check is done through Bisnode instead of UC, which helps protect the customer's creditworthiness. Flexkontot provides a decision on the application within 24 hours.

In summary, Flexkontot is a good option for those who have difficulty being approved for loans through more traditional channels and for those who need quick access to money without requiring high creditworthiness. Their offering of direct payouts around the clock via Swish makes them unique in the market and an attractive choice for emergencies.