Possibilities for Instant Payment During Evenings and Weekends

Another major strength of Northmill is their capacity for instant payout 24/7 via Trustly, especially to bank accounts at SEB, Swedbank, Nordea, and Handelsbanken. This allows customers with urgent needs for money to access their loan quickly, regardless of the time of day or what day of the week it is.

Requirements and Approved Conditions

To be granted a loan at Northmill, you need to have an income of at least 12,500 SEK per month, but there is no requirement for previously declared income. Additionally, the company accepts other sources of income, such as pensions or benefits, making the service more flexible than many other loan options.

Due to their credit assessment via UC and Creditsafe, the credit can be used without significant impact on your creditworthiness, as long as you meet their initial requirements.

Customer Service and Support

Northmill offers accessible customer service, where customers have the opportunity to communicate via phone between 08:00 and 19:00 every day, as well as through a fast and professional live chat. Despite these different contact options, some customers have reported longer response times via email.

Summary

In summary, Northmill's line of credit is a strong option for many borrowers, especially for those who need a quick loan with low interest rates. The biggest disadvantage is the extra costs for withdrawals, which can increase the total loan cost depending on how often withdrawals are made. However, most borrowers appreciate the flexibility and generally generous terms