ViaConto
ViaConto is an online credit provider offering account credits to borrowers with low credit ratings. They are particularly known for their fast payouts without requiring a UC check and can approve loan applications despite previous payment defaults.
Features and Conditions
When applying for ViaConto's account credit, you can borrow between 1,000 SEK and 30,000 SEK. The interest rate for the credit is 43%, which means it competes with other high-cost credits. Additionally, both a monthly fee and an invoice fee are added, making this credit more expensive than many other SMS loans.
The loan, however, has a high approval rate where
Loan terms
Loan amount: 1000 - 20000 kr
Duration: 3 - 28 months
Interest: 43.5% - 43.5%
Eff. interest: 263.42% - 263.43%
Age: 18 - 70 years
First loan free: No
Payment remarks accepted: Yes
Setup fee: 400 kr
Administration fee: 375 kr
Invoicing fee: 60 kr
Direct payment: Yes
Weekend payment: Yes
Revolving credit: Yes
Minimum required annual income: 100000 kr
Representative example
If you borrow 8,500 SEK with a repayment period of 17 months, an annual nominal interest rate of 43.5% is applied. The effective interest rate you will pay is 263.43%. The total amount you will pay after 17 months and 17 payment installments is 16,971 SEK.
This is a high-cost credit. If you cannot repay the entire debt, you risk a negative credit record. For support, contact your municipality’s debt advice.
Viaconto interest rates and fees
Here is how Viaconto compares with other lenders in the comparison.
interest rates
fees
This comparison was made with långivare med en maximal effektiv ränta under 2000%.
The lenders compared with Viaconto had interest rates from 2.95% to 44% and effective interest rates from 4.04% to 983.6% and setup fees from 0 kr to 995 kr, administration fees from 0 kr to 375 kr, invoicing fees from 0 kr to 60 kr, and total fees from 0 kr to 1024 kr.