Smspengar
Smspengar waxay bixisaa deyn xisaabeed fudud oo degdeg ah oo ku habboon dadka leh sumcad deyn oo hooseysa. Fursada lagu amaahanayo iyada oo aan la sameynin baaritaano UC ah, iyo heerka oggolaanshaha sareeya, ayaa ka dhigaya mid soo jiidasho leh dad badan.
Faa'iidooyinka iyo Khasaaraha
Mid ka mid ah faa'iidooyinka ugu weyn ee Smspengar waa habeynta degdega ah ee deynta iyo in aysan isticmaalin UC marka ay samaynayaan qiimeynta deymaha. Si kastaba ha ahaatee, wax soo saarka amaahdu wuxuu leeyahay dulsaarka sare ee 43% iyo kharashyo kala duwan, taasoo ka dhigaysa mid qaali ah marka loo eego amaahda kale ee la barbar dhigo.
Shuruudaha amaahda
Lacagta deynta: 1000 - 30000 kr
Mudada: 1 - 12 bilood
Dulsaarka: 42.5% - 42.5%
Dulsaarka dhabta ah: 57.11% - 637.91%
Da’da: 18 - 72 sano
Deynta ugu horreysa bilaash: Maya
Faallooyinka bixinta waa la aqbalay: Maya
Kharashka dejinta: 395 kr
Kharashka maamulka: 99 kr
Kharashka qaansheegta: 45 kr
Bixinta tooska ah: Haa
Bixinta dhamaadka usbuuca: Haa
Amaah wareegaysa: Haa
Dakhliga sanadlaha ugu yar: 50000 kr
Tusaale matalaya
Tusaale amaah (2024-10-16): Amaah la isticmaalay oo ah 15,000 kr muddo 12 bilood ah, wadar ahaan in la soo celiyo 20,588 kr (celcelis 1,715 kr bishiiba). Dulsaarka sanadlaha ee waxtarka leh: 88.04%. Amaah xisaabeed oo leh dulsaarka sanadlaha ee magac ahaan ah 40% oo lagu daray heerka tixraaca hadda 44.00%. Khidmadaha: Khidmadda dejinta 395 kr. Khidmadda qaadashada 195 kr. Khidmadda maamulka bil kasta: 99 kr. Tusaalaha amaahdu wuxuu ka warqabaa hal qaadasho oo leh khidmad, hal khidmad dejin iyo 12 khidmad maamul bil kasta ah.
Tani waa amaah qaali ah. Haddii aadan awoodin inaad bixiso deynta oo dhammaystiran, waxa laga yaabaa inaad la kulanto diiwaan amaah oo xun. Wixii kaalmo ah, la xiriir la-taliyaha daynka ee degmadaada.